Business cards

Business Card (Corporate Card) — A card provided to individuals and legal entities engaged in business activities, linked to their TIN (Taxpayer Identification Number). With this card, you can easily and efficiently pay for business travel and representation expenses, purchase airline tickets, book hotel rooms, rent cars, pay for utilities, communication services, and other operational costs through "Premium Bank" OJSC.

Advantages of the Card:

  • Payment accounting and monitoring become simpler and more efficient, reducing the workload on accounting;
  • The number of cash transactions is minimized, eliminating issues with requesting cash for each payment, returning the remaining cash after the payment, generating reports, and controlling cash payments;
  • Management and staff can easily and accurately separate business expenses from personal expenses;
  • When traveling to over 200 countries, there is no need to declare cash at customs, and there are no issues with safely storing cash abroad or converting it into another currency;
  • The ability to make payments online via the card at any time and from any place, saving time and avoiding additional paperwork.

The card can be linked to accounts in AZN/USD/EUR;
Note: Since the card works in debit mode, transactions can only be carried out within the balance available in the account.

To receive a business card (corporate card), the following documents must be provided to the bank:

  • A duplicate of the certificate issued by the tax authority.
  • An application for opening an account / ordering a card. If necessary, a copy of the identification document of the employee to whom the card is issued.
    Note: If an additional business card is ordered for an existing account, a duplicate certificate is not required.

If the plastic card expires, is lost, stolen, the PIN code is forgotten, the chip is damaged, or for any other reason, the customer can apply to the branch where the account was opened to order a new one.

The following transactions cannot be performed with the business card:

  • Payments of dividends, salaries, pensions, allowances, and other social payments;
  • Cash withdrawals;
  • Card-to-card transfers.


Using a business card:

Inside the country

Outside the country

Payments for services and / or purchases through the POS-terminal

Payments for services and / or purchases through the POS-terminal

E-commerce

E-commerce

Card currency:

AZN/USD/EUR

Kind of card:

Maestro/Electron

Mastercard Standart /VISA Classic

                                                                                                             MasterCard / VISA Gold

Card expiry date:

1, 2 or 3 years

Rates:

Maestro/Electron

Standard/ VISA Classic

MasterCard / VISA Gold

Amount of insurance

Not provided

Minimum amount of funds to account

Card issue and annual maintenance fee

15 AZN

30 AZN

70 AZN

Card issue and 2-year maintenance fee

20 AZN

40 AZN

80 AZN

Card issuance and 3-year maintenance fee

30 AZN

50 AZN

100 AZN

Conversion

National currency in Foreign currency 2%, Foreign currency in National currency 2%

between Foreign currencies 0,5%

Cash withdrawal

Not allowed

Non-cash transactions (within the country, and outside the country)

10 000 USD (within 1 day)

 

 

Hörmətli istifadəçi

Azərbaycan Respublikasında fiziki şəxslərin problemli kreditlərinin həlli ilə bağlı əlavə tədbirlər haqqında Azərbaycan Respublikası Prezidentinin Fərmanına uyğun olaraq, fiziki şəxslərin xarici valyutada əsas kredit borclarının devalvasiya ilə bağlı manatla artmış hissəsi ilə əlaqədar Maliyyə Bazarlarına Nəzarət Palatası tərəfindən hazırlanmış güzəşt kalkulyatoru

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